This is when the lender takes the car from a borrower, if the borrower does not serve the car loan for two consecutive months. In Malaysia, a car cannot be recovered if more than 75% of the car loan has been repaid. We hope this partnership will help make it easier to apply for a bank loan to get the car of your dreams. If you want to get a used vehicle of your dreams, visit the Carsome website for more information. Carsome is certainly a used car sales and buying platform that offers comfortable, efficient and fast car sales and services. This is because our website also offers a credit calculator that allows you to plan the monthly amount of your car, which can be found below on each car page listed. .